Thinking about taking out a property loan in Australia? Then you might want to talk to a mortgage broker like ourselves before you apply for a mortgage. We can walk you through what it takes to get a loan on a property and we may...
Looking for a mortgage? Then please take a second to consider having a conversation with a mortgage broker before you talk to your bank about getting a loan. Why? Because there are some good reasons that a mortgage broker may get you a better deal...
We think you ought to use a mortgage broker if you’re going to buy your first home in Australia. That’s because you get access to a full range of financial products that are designed to meet your needs effectively. At Aspirus Financial Services we have over...
As a mortgage broker, we’re often asked about how interest only loans might work in connection with investment property. Let’s take a look at how that might work for a mortgage in Australia. The Two Main Types of Mortgage In the Australian property market there are two...
You may have recently bought an old home and thought to yourself, “I could live here for a while”, or it could be that you’ve owned your home for the last 10-15 years and it’s looking a little bit tired. Whatever the case may be, you’re...
There has been a lot of talk in the media lately about the possibility of interest rates going up, with some commentators and articles such as Broker News saying that a hike in interest rates would trigger a crash. If you’re an owner occupier or you’re...
No matter what age you are, when you’re working retirement seems a long way off. When you’re at high school, you’re not even thinking about retirement. You’re barely thinking about anything beyond the next weekend. When you get to university and you start working, you’re...
As we enter a new financial year, many people decide it’s the perfect time to take a look at their finances. They re-evaluate where their money is going and what cuts they can make. However before anyone decides to make a change, they must first...
Last week we talked about the new regulations that are coming into effect this financial year for first home buyers. Given that it’s the new financial year, we thought we’d follow up last week’s blog post with a blog about what property investors can and...
By now you would have seen a lot of businesses advertising EOFYS – End of financial year sales. Aside from all the discounts you can get when you’re spending money during the sales it’s a fun phrase to say and type – EOFYS, EOFYS, EOFYS. More...