Author: aspirus0

01 Apr What is a comparison rate?

Posted at 05:50h in First Home Buyers, Home Owners, Home ownership, investment, Refinancing by aspirus0 0 Comments

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When you think of comparison rates, you probably think of all interest rates that are available on the market, but were you aware that some interest rates are not actually comparison rates? If you weren’t then we’re here to help you out and give you...

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24 Mar What to look for when buying property with friends or business partners

Posted at 05:51h in First Home Buyers, Home ownership, investment by aspirus0 0 Comments

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It would seem that everyday we’re hearing and reading stories in the media about how difficult it is for people to buy property and that the only way you can actually get on the property ladder is to either be given a large sum by...

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17 Mar Why you should use a broker

Posted at 05:51h in First Home Buyers, Home Owners, Home ownership by aspirus0 0 Comments

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When you buy a property, you’re spending hundreds of thousands of dollars if not more than a million, so you want to make sure that you’re getting the best deal. In order to achieve that, you should consider how you get your finance sorted. When you’re...

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10 Mar Using your home’s equity as collateral

Posted at 05:53h in First Home Buyers, Home Owners, Home ownership, investment, Refinancing by aspirus0 0 Comments

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There are two types of home buyers. There are the cautious ones who would prefer to make decisions that are on the safe side of the spectrum and others who are happy to take risks. The former are the types who would make extra mortgage...

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03 Mar Should you buy an residential or industrial property?

Posted at 05:54h in Home ownership, investment by aspirus0 0 Comments

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There are two types of buyers in the property market. There are those who purchase a property to live in it, and then there are those who see property as an investment. For those people, they want to get the best possible return on their...

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24 Feb How to get a home loan without a 20% deposit

Posted at 05:55h in First Home Buyers, Home Owners, Home ownership, investment, Refinancing by aspirus0 0 Comments

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If you’re trying to buy your first property in Sydney or Melbourne, you may feel quite discouraged when you think about the fact that you’ll need a 20% deposit. In both cities, if you want to buy close to the centre of the city, that...

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17 Feb How to get a loan if you’re a foreign investor

Posted at 05:58h in Home Owners, Home ownership, investment by aspirus0 0 Comments

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Due to the heat of the Australian property market, at least in the capital cities anyway, it could be easy to think that you can’t get a loan if you’re a foreign investor. Last year there was a lot of publicity around the fact that...

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11 Feb What to consider when refinancing

Posted at 05:59h in Home ownership, investment, Refinancing by aspirus0 0 Comments

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People refinance their debts for all kinds of reasons, but is refinancing right for you? It’s really important to draw up a budget before you consider refinancing. You may find that cutting back on your un-necessary expenditure will save the need to refinance. For some who...

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02 Feb Pros and cons of refinancing your mortgage

Posted at 01:24h in Refinancing by aspirus0 0 Comments

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If you have a mortgage, then there is no doubt that you want to save as much money as you possibly can, and that you want to pay down the debt as quick as possible. You may therefore shop around for the best mortgage deal,...

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21 Jan What the new interest rates mean for you

Posted at 01:30h in Home Owners, Home ownership by aspirus0 0 Comments

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You may have read in the media that interest rates have increased recently. If you have a mortgage, this will be the last thing that you want to hear, so we’ve decided to undertake some research so that you are better equipped to respond to...

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