24 Feb How to get a home loan without a 20% deposit

Posted at 05:55h in First Home Buyers, Home Owners, Home ownership, investment, Refinancing by aspirus0 0 Comments

If you’re trying to buy your first property in Sydney or Melbourne, you may feel quite discouraged when you think about the fact that you’ll need a 20% deposit. In both cities, if you want to buy close to the centre of the city, that...

30 Dec How to save money to get into your own property

Posted at 01:32h in First Home Buyers, Home Owners, Home ownership by aspirus0 1 Comment

You would have read in the media that one of the main reasons people can’t purchase homes these days is because of high spending whith isn’t giving them the chance to save enough for a deposit. If you’re serious about buying a property then there...

10 Dec How will interest rates affect you?

Posted at 01:34h in First Home Buyers, Home Owners, Home ownership, investment, Refinancing by aspirus0 0 Comments

Interest rates are a bone of contention for both buyers and other groups of society. Buyers hate when they rise because it means they’ll pay more on their mortgage, and let’s face it, nobody wants to pay more on their mortgage. If you’re a buyer, then...

01 Dec Should you buy property in the weeks leading up to Christmas or wait until afterwards?

Posted at 01:35h in First Home Buyers, Home ownership by aspirus0 0 Comments

At the moment the Australian property market is so hot in the capital cities, that people are afraid of missing out. They’re worried that if they delay by even a couple of weeks they may end up losing their only chance to buy a property....

14 Oct Why you should consider engaging a buyer’s agent

Posted at 01:39h in First Home Buyers by aspirus0 0 Comments

You may, or may not be familiar with them but buyer’s agents are growing in popularity. A buyer’s agent is someone who searches for a property on your behalf. We decided to take a look at some of the reasons for using them. 1 – You...

27 Sep Dwelling approvals good for home buyers

Posted at 01:40h in First Home Buyers, Home Owners, Home ownership by aspirus0 0 Comments

Despite high auction clearance rates, new data reveals that dwelling approvals are on the increase. Analysts say that the growth in the number of apartments and units being built is negative because it could lead to an oversupply, it’s actually a good thing for first...

19 Sep How you can quickly get onto the property ladder

Posted at 01:42h in First Home Buyers, Home ownership by aspirus0 0 Comments

Everyday the media talks about how hard it is for people to get into the property market. First home buyers struggle not only to get a deposit, but they also cannot support the repayments they would need to make if they were to buy in...

27 Nov What Property is Right For Me?

Posted at 01:50h in First Home Buyers, Home Owners, Home ownership, investment, Refinancing by aspirus0 0 Comments

Choosing where to invest your money is an important decision. You might be buying a first home, or a house to rent out as an investment property – everyone has different needs. Affordability, accessibility to public transport, or how close it is to schools can have...

13 Nov Why Choose A Mortgage Broker?

Posted at 01:52h in First Home Buyers by aspirus0 0 Comments

When it comes to buying your first-home – or adding to your property investment portfolio – choosing how to borrow your money is one of the most important financial decisions you can make. If you have an existing relationship with a bank, choosing to set up...

23 Oct Fixed rate or variable

Posted at 01:57h in First Home Buyers by aspirus0 0 Comments

The 4 major banks have just announced Interest rate raise but what is the future? Whether you’re buying a first home or adding another investment property to your portfolio, deciding whether to go fixed or variable is a decision that can cost, or save, tens of...