Steven was recommended by a friend and it is easy to know why. He is extremely professional, and was always within reach by a phone call, text message or email - even when he was ill. He is always responsive and considers all our options before recommending the right products and solutions. I was pretty sure we were in good hands and it had since been proven, when everything went smoothly all the way until settlement.Thank you Steven!
Marvin Lee
Marvin Lee
13:46 11 Sep 17
We worked with Steven Phang to purchase our first home and we really can't say enough good things about him. Thanks to Steven, purchasing our first home is a dream come true - sooo much sooner than we would have ever expected! He was so knowledgeable, approachable, accommodating and most of all, very supportive. He was even reachable 24/7. He was able to get us the best deal with the bank and made the homebuying process less stressful - we had to deal with a few aggressive real estate agent but thankfully Steven was here to advise us. We believe that his expertise helped tremendously in our offer getting accepted. Even after the settlement, Steven continued to provide exceptional support and guidance! We definitely highly recommend Steven!
Stephanie Wong
Stephanie Wong
07:27 22 Jan 18
Steven at Aspirus Financial Services helped me through obtaining my first home loan, and I definitely couldn't have done it without him. When one lender was being difficult extremely close to the settlement date (even with pre-approval), he was able to find and escalate a loan from a different lender that still met my needs at low interest rates. He was able to liaise with both the lender and conveyancer on my behalf, which was a huge relief as I wasn't readily available to chase things up during business hours, nor did I understand the first thing about the process of buying a house. Steven was always very patient, answered all my questions in layman's terms, and essentially guided me through each step. He was incredibly responsive with communication (even at 10.30pm on NYE!), and very flexible with meetings to a time/place convenient to me. Today was my settlement day and it honestly wouldn't have gone through without his work. Steven is a reliable broker who goes above and beyond - couldn't recommend him enough!
Wenyi Huynh
Wenyi Huynh
08:48 22 Jan 18
We got our refinancing with Steven and he did a great job with it. He gave us lots of good advice without pushing us into making any decisions rashly. So much better than my last mortgage broker who was only pushing me to get more loans...get more loans...
Wai Hon Chin
Wai Hon Chin
23:50 11 Sep 17
Went to Steven to obtain my first home loan, and I've never regretted my decision. He's knowledgeable, very approachable and always ready to share a few good advice and tips with us. Thank you for putting this altogether for us.
Iggy Pok
Iggy Pok
10:03 23 Oct 17
Steven is professional and extremely knowledgeable. He provides the best advice at any given time and I can totally count on him to give me an unbiased view. I've always enjoyed our meetings and he is definitely worth recommending for top notch service and advice. Thank you Steven, we really appreciate all your help and advice.
Scky sky
Scky sky
10:17 08 Aug 17
Steven has been tremendously helpful in helping us get our loan. I would say without reservation that he has gone above and beyond his duty in scouting out the best deals for us, getting us a better rate closer to settlement when he didn't have to. It is such efforts that leave a lasting impression. I will recommend him without hesitation to my friends.
Wai Peng Yip
Wai Peng Yip
14:18 17 Jul 17
Highly recommended!The service and personal attention we received from Aspirus Financial Services was exceptional and beyond what we were expecting! Their knowledge of the local market and commitment in finding us the best rate helped us in settle our dream home. As first time home buyers everything was new to us and the most important thing we wanted was someone we could trust. Steven was there for us every step of the way. I'm glad we chose Aspirus Financial and would recommend anyone buying a home.
Thomas Ye
Thomas Ye
00:11 20 Aug 18
Steven made our first home dream come true. We had absolutely no idea about buying a property and he was so patient with us. We found it very convenient as he was mobile and could meet where it suited us. We have already recommended him to our friends who are looking to purchase properties. Thank you again Steven for being so helpful.
MannKim Adventures
MannKim Adventures
10:54 26 Sep 18
As first home buyers, Steven was fantastic to work with. He was knowledgable and explained everything to us. Would 100% recommend and would definitely use his services again in the future.
Cassandra Fraser
Cassandra Fraser
11:05 14 Oct 18
We've purchased our first home recently. Aspirus was our finance broker and their service was very professional. I always felt very assured and confident because of their efficiency and prompt support. This helped me dealing confidently with real estate agents while negotiating pricing. Any new buyer who may be requiring finance from banks will require to know the exact borrowing amount and Aspirus was very to the point while assessing the amount. In fact, they got my borrowing amount much more that I actually needed which gave us tremendous flexibility and freedom while determining our final budget. We'd love to go with them for our next venture in the future, if any.
Biplob Chakma
Biplob Chakma
22:39 23 Oct 18
Steven is a very experienced and professional financial broker and he has helped us a lot during the whole process of purchasing a house. Highly recommended to whoever want to purchase a house and get the loan done.
mavis sam
mavis sam
01:54 24 Oct 18
Steven is great to deal with and is always thinking ahead for our benefit. My partner and I have a complicated situation which we thought would be difficult to even obtain a loan in the first place, but Steven came and listened to our situation, and in the end managed to help us to obtain a loan so that we can finally buy our first home together. Moreover Steven is courteous and has great knowledge. If we are looking to buy another home in the future, Steven will be the first person we engage for the purchase process! I would strongly recommend Steven to anyone that I know!! Thank you again Steven for all your help and recommendation.Peter and Carmen
Peter Cheong
Peter Cheong
23:09 29 Oct 18

OUR SERVICES

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Striving to Get the Right Loan for You

 

With hundreds of lenders throwing interest rates figures at you, it can be hard to know which bank offers the right solution for you.

 

Australians often assume that all home loan packages offer roughly the same features.

 

Truth is, they don’t.

 

By simply choosing the right solution based on your own personal situation, you could potentially be saving a significant sum on the total amount of interest paid on your loan.

 

Instead of doing the home loan hunt alone, why not consult a mortgage broker?

 

A professional mortgage broker in Melbourne aims to help borrowers find the right mortgage loans, that NOT only offer competitive home loan rates, but also suits your current and future goals.

 

We work for you, not the banks!

 

Why Work with Us?

 

With decades of experience behind our team, we know how banks work and what the real estate market is like.

 

Like you, we’re just ordinary people with decades of mortgage experience.

 

We understand personal situations and work hard to find suitable solutions for you based on your own circumstances.

 

What does this Mean to You?

 

We believe our clients’ interests are paramount at all times.

 

As professional mortgage brokers in Melbourne, we build long-term relationships based on trust and integrity while providing you with a platform to grow your wealth and securing your financial future.

 

Transparency is at the heart of our core value and we pride ourselves as some of the most professional mortgage brokers available nationwide.

 

How to Take Advantage of Our Offer?

 

There is no time like the present.

 

This phrase holds true when trying to take advantage of the relationship we have with banks that offer competitive rates.

 

Aspirus Financial has an agreement with more than 30 lenders and thousands of products. We are confident in our ability to finding you a competitive loan product that will suit both your short and long term goals.

 

Our services are COMPLIMENTARY to you as we are compensated by the lenders .

 

We promise that no loan solution will be excluded from our recommendation. As long as the loan solution is right for you, it’s right for us.

 

Our word is our promise and we thrive for your satisfaction!

 

About Aspirus Financial Services

 

We are one of the leading professional mortgage brokers Melbourne has to offer.

 

Professionality is key to the way we work and all of our mortgage broking experts are bound by the Aspirus Service Vision.

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