Steven was recommended by a friend and it is easy to know why. He is extremely professional, and was always within reach by a phone call, text message or email - even when he was ill. He is always responsive and considers all our options before recommending the right products and solutions. I was pretty sure we were in good hands and it had since been proven, when everything went smoothly all the way until settlement.Thank you Steven!
Marvin Lee
Marvin Lee
13:46 11 Sep 17
We worked with Steven Phang to purchase our first home and we really can't say enough good things about him. Thanks to Steven, purchasing our first home is a dream come true - sooo much sooner than we would have ever expected! He was so knowledgeable, approachable, accommodating and most of all, very supportive. He was even reachable 24/7. He was able to get us the best deal with the bank and made the homebuying process less stressful - we had to deal with a few aggressive real estate agent but thankfully Steven was here to advise us. We believe that his expertise helped tremendously in our offer getting accepted. Even after the settlement, Steven continued to provide exceptional support and guidance! We definitely highly recommend Steven!
Stephanie Wong
Stephanie Wong
07:27 22 Jan 18
Steven at Aspirus Financial Services helped me through obtaining my first home loan, and I definitely couldn't have done it without him. When one lender was being difficult extremely close to the settlement date (even with pre-approval), he was able to find and escalate a loan from a different lender that still met my needs at low interest rates. He was able to liaise with both the lender and conveyancer on my behalf, which was a huge relief as I wasn't readily available to chase things up during business hours, nor did I understand the first thing about the process of buying a house. Steven was always very patient, answered all my questions in layman's terms, and essentially guided me through each step. He was incredibly responsive with communication (even at 10.30pm on NYE!), and very flexible with meetings to a time/place convenient to me. Today was my settlement day and it honestly wouldn't have gone through without his work. Steven is a reliable broker who goes above and beyond - couldn't recommend him enough!
Wenyi Huynh
Wenyi Huynh
08:48 22 Jan 18
We got our refinancing with Steven and he did a great job with it. He gave us lots of good advice without pushing us into making any decisions rashly. So much better than my last mortgage broker who was only pushing me to get more loans...get more loans...
Wai Hon Chin
Wai Hon Chin
23:50 11 Sep 17
Went to Steven to obtain my first home loan, and I've never regretted my decision. He's knowledgeable, very approachable and always ready to share a few good advice and tips with us. Thank you for putting this altogether for us.
Iggy Pok
Iggy Pok
10:03 23 Oct 17
Steven is professional and extremely knowledgeable. He provides the best advice at any given time and I can totally count on him to give me an unbiased view. I've always enjoyed our meetings and he is definitely worth recommending for top notch service and advice. Thank you Steven, we really appreciate all your help and advice.
Scky sky
Scky sky
10:17 08 Aug 17
Steven has been tremendously helpful in helping us get our loan. I would say without reservation that he has gone above and beyond his duty in scouting out the best deals for us, getting us a better rate closer to settlement when he didn't have to. It is such efforts that leave a lasting impression. I will recommend him without hesitation to my friends.
Wai Peng Yip
Wai Peng Yip
14:18 17 Jul 17
Highly recommended!The service and personal attention we received from Aspirus Financial Services was exceptional and beyond what we were expecting! Their knowledge of the local market and commitment in finding us the best rate helped us in settle our dream home. As first time home buyers everything was new to us and the most important thing we wanted was someone we could trust. Steven was there for us every step of the way. I'm glad we chose Aspirus Financial and would recommend anyone buying a home.
Thomas Ye
Thomas Ye
00:11 20 Aug 18
Steven made our first home dream come true. We had absolutely no idea about buying a property and he was so patient with us. We found it very convenient as he was mobile and could meet where it suited us. We have already recommended him to our friends who are looking to purchase properties. Thank you again Steven for being so helpful.
MannKim Adventures
MannKim Adventures
10:54 26 Sep 18
As first home buyers, Steven was fantastic to work with. He was knowledgable and explained everything to us. Would 100% recommend and would definitely use his services again in the future.
Cassandra Fraser
Cassandra Fraser
11:05 14 Oct 18
We've purchased our first home recently. Aspirus was our finance broker and their service was very professional. I always felt very assured and confident because of their efficiency and prompt support. This helped me dealing confidently with real estate agents while negotiating pricing. Any new buyer who may be requiring finance from banks will require to know the exact borrowing amount and Aspirus was very to the point while assessing the amount. In fact, they got my borrowing amount much more that I actually needed which gave us tremendous flexibility and freedom while determining our final budget. We'd love to go with them for our next venture in the future, if any.
Biplob Chakma
Biplob Chakma
22:39 23 Oct 18
Steven is a very experienced and professional financial broker and he has helped us a lot during the whole process of purchasing a house. Highly recommended to whoever want to purchase a house and get the loan done.
mavis sam
mavis sam
01:54 24 Oct 18
Steven is great to deal with and is always thinking ahead for our benefit. My partner and I have a complicated situation which we thought would be difficult to even obtain a loan in the first place, but Steven came and listened to our situation, and in the end managed to help us to obtain a loan so that we can finally buy our first home together. Moreover Steven is courteous and has great knowledge. If we are looking to buy another home in the future, Steven will be the first person we engage for the purchase process! I would strongly recommend Steven to anyone that I know!! Thank you again Steven for all your help and recommendation.Peter and Carmen
Peter Cheong
Peter Cheong
23:09 29 Oct 18
Steven has gone above and beyond for his services. I actually had another mortgage broker helping me to get a pre-approval for my next IP but it wasn't alot which means I can only buy in the country or regional area. And I had to cancel both my credit cards! I reached out to Steven to see if he could help and he sure did! Not only I didn't have to cancel my credit cards and he also got me a loan 1.5x more than previously! Steven is always honest and factual in his dealings, calling me up for important updates, we met in person to go through the loan documents and contract which was great and very professional. He was always happy to answer any questions during the entire process. I really cannot recommend him enough!!
Alan Ong
Alan Ong
13:08 30 Jan 19
As a first home buyer my wife and I were very nervous and had a very little knowledge on property market. But Aspirus Financial gave the hope and assurance on getting our first home. The communication between us was very transparent and prompt. The representetives are very friendly and understanding. Our financial position was not very strong at the beginning but with the help of Auspirus FinanciaI we bought our first home. We would highly recommend to put Aspirus Financial on top of your preferences. Dear Aspirus team, we can not thank you enough.
Darpan K Chakma
Darpan K Chakma
02:17 01 Feb 19
We recently used the mortgage brokerage services of Steven Phang. My partner and I met Steven at an easily accessed location and time of our choice for convenience.From the very first meeting Steven was professional and courteous asking us all the right questions and making sure that we were fully informed about acquiring and servicing a potential home loan from the right provider.After taking all of our particulars at the first meeting Steven followed up by providing us with a number of options and commenced to provide us with a customised loan that was right for us.We couldn’t be happier with the result, we knew exactly what our home budget was and that we could afford to pay on a month by month basis for the life of the loan. Steven also gave us advise about financial advice about the need to obtain certain insurances and made sure the bank had all the correct and up-to-date forms and other information.On the day of the auction we knew exactly what we could afford and that confidence helped us secure our dream home.We would recommend Steven’s services to others seeking similar outcomes.
Garry Petroff
Garry Petroff
05:47 05 Mar 19
We recently used the mortgage brokerage services of Steven Phang. My partner and I met Steven at an easily accessed location and time of our choice for convenience.From the very first meeting Steven was professional and courteous asking us all the right questions and making sure that we were fully informed about acquiring and servicing a potential home loan from the right provider.After taking all of our particulars at the first meeting Steven followed up by providing us with a number of options and commenced to provide us with a customised loan that was right for us.We couldn’t be happier with the result, we knew exactly what our home budget was and that we could afford to pay on a month by month basis for the life of the loan. Steven also gave us advise about financial advice about the need to obtain certain insurances and made sure the bank had all the correct and up-to-date forms and other information.On the day of the auction we knew exactly what we could afford and that confidence helped us secure our dream home.We would recommend Steven’s services to others seeking similar outcomes.
Garry Petroff
Garry Petroff
01:44 17 Apr 19
Mr Steven Phang is a fantastic Mortgage Broker ! His professional service is just made it perfect to our needs , my wife and I were having so easy time when the application was gone through the process . We will definitely recommend Mr Steven Phang to all of our friends .RegardsRay and Kim
Ray Chan
Ray Chan
03:28 05 May 19
If you are starting out in property investing and looking for a broker with the skills to properly set up the best financial arrangement for your portfolio, the Aspirus is right on the money! Steven Phang is what I call and "investment savvy" mortgage broker rather than a "transactor" which is representative of most of the banks and a lot of other brokers. Steven came to my home, explained everything in detail and kept me up to date with progress. Old school service! Oh and did I mention that he saved me over $4000 per year in interest! I was online with our new bank within hours of settlement and have the mobile app organised within minutes of online registration. So excited! Time to start looking at more investment properties now that I've got this right!! Thanks Steven.
Frank Barbuto
Frank Barbuto
09:39 10 May 19
Steven was great and helped us throughout the entire journey. As first home buyer, he was informative and very patiently explained what we need to do in this very complex process. His understanding of the market product allowed him to cater the right one for our need as well. Would not hesitate to recommend Aspirus to others.
Raymond Ooi
Raymond Ooi
00:24 27 May 19
Steven is a legend. Got him to help us to settle in a very short dateline and he did it without any problem. Steven is very knowledgeable and quick to respond to all my queries. I would highly recommend him to anyone looking for financial advice.
leemay lean
leemay lean
11:31 26 May 19
Steven has been amazing from day 1 and has helped so much into getting our first home.Would definately come back in the future!
Johnson Poon
Johnson Poon
10:55 23 May 19
Could not have happened with Aspirus Financial Services. Finally our land settlement has been completed. Steven has guided us throughout the process. He is more than just a broker, went beyond his duties to ensure all documents are in place and he is very detailed on his work. HIGHLY recommended broker especially for first time buyers as the process can be tedious and confusing.
Fairuz Bakar
Fairuz Bakar
00:56 07 Jun 19
Great service provided by Steven again. Very approachable, professional, experienced and knowledgeable. Provides tailored recommendations and gives value add advice. Recommended!!
Johann Gan
Johann Gan
12:04 10 Jun 19
Steven is very professional and proposes down-to-earth solutions to our needs. He even attended to our urgent request even though it was weekend.He is always patient with our queries and ensure that we understand what is being offered. I would definitely recommend Steven for his services!
Valerie Kway
Valerie Kway
13:25 10 Jul 19
Great service provided by Steven again. Very approachable, professional, experienced and knowledgeable. Provides tailored recommendations and gives value add advice. Recommended!!
Johann Gan
Johann Gan
12:04 10 Jun 19
Steven is a legend. Got him to help us to settle in a very short dateline and he did it without any problem. Steven is very knowledgeable and quick to respond to all my queries. I would highly recommend him to anyone looking for financial advice.
leemay lean
leemay lean
11:31 26 May 19
Stephen has been more than just a mortgage broker to us. He’s always available to answer any queries even sometime outside his own scope of business as a mortgage broker.Thank you so much for being helpful and always courteous in your communication.I highly recommend him to anyone seeking the expertise required in this increasingly complex financial world.
Allen Tang
Allen Tang
09:53 03 Oct 19
Easy to work with Steven on my loan application. Thank you!
Kate YL Tan
Kate YL Tan
23:51 19 Sep 19
Highly recommended. Very knowledgeable on multiple loan products. Always ready to answer questions any time. Thanks Steven!
Benjamin Hoh
Benjamin Hoh
21:48 22 Oct 19
Steven has been very resourceful in dealing with refinancing of our house. He has provided us with the best and suitable deal, so that we could fully maximise saving towards our house loan. Before and after service is excellent, he's always there to answer your questions. I would definitely recommend Steven as your next advisor for house loans.
Elaine Chai
Elaine Chai
23:57 16 Nov 19
Steven helped us through both of our properties. Our purchases were not a straightforward one but he was very resourceful.
Noorsidah Bakar
Noorsidah Bakar
10:24 04 Dec 19
Steven Phang provided an excellent service, was readily available to communicate and worked with me patiently throughout the process. Thanks for your hard work Steven!
Nic Vorpa
Nic Vorpa
23:15 15 Jan 20
We have been using Stephen's services for many years and had recommended him to many friends. He is very professional and always thrive to get the best deals for his customer. Very honest and down to earth guy. Highly recommend!
Jennifer Chew
Jennifer Chew
23:14 31 Jan 20
Steven was great from the start, giving great advices and following up on every step of the way. We are a first home buyer and all thanks to Steve, we were able to get finance for our first home.
Casey Soo
Casey Soo
03:34 30 Jan 20
Steven Phang from Aspirus is a gem! He is very quick to respond and action, with excellent results! I approached Steven to be my mortgage broker in 2018, he managed to get my loan approved in the shortest amount of time. Fast forward today Feb 2020, I thought no harm asking if my bank might lower my interest rate, so i sent him an email and he managed to negotiate a lower rate with my bank in 1 hour! How amazing is that!! Very very impressed with his service and speediness! Thanks Steven! very grateful!
Chewy Fang
Chewy Fang
03:30 12 Feb 20
Steven is fantastic, he helped us with our mortgage application related enquires. Very professional, prompt and knowledgeable. We were given quite a number of lender options before we proceed with the one that suits us most. We would highly recommend his service. Thanks Steven.
Gillian Chong
Gillian Chong
05:23 07 Mar 20
Steven provided accurate information, comprehensive advice and was very quick in getting our first home loan sorted out.Very smooth and highly recommended
Mark Foo
Mark Foo
03:18 13 Feb 20
The Best Ever Mortgage Broker Melbourne - Aspirus Financial ServicesA huge THANK YOU to Steven from without whom it would have been a very stressful journey to purchase our first home. Steven is extremely patient and approachable, and explains the very complicated home loan and settlement process in simple terms. Steven was extremely helpful in securing our loan for us with a good interest rate . Over the last few months Steven has always been prompt with his responses, provided the right guidance and gone above and beyond with his support towards us. We recommend him wholeheartedly and look forward to having the opportunity to future endeavours! Thanks a lot again Steven.
Sangeetha Rajoo
Sangeetha Rajoo
02:09 15 Apr 20
Steven is great and responsive! Provides great insight and advice in the current market. Professional in our dealings and will recommend to anyone! Especially his guidance from the start to the settlement. I can rest with no worries that it will be done.
David P
David P
01:35 25 Mar 20
Steven was absolutely amazing, and very helpful to work out the best loan for my property. He had several options for consideration and patiently explained each one to me. I would highly recommend his services for new house buyers or anyone looking to refinance their home.
vemal raja
vemal raja
06:16 03 Jun 20
We couldn’t have done it without Steven’s expertise and in depth knowledge of banks and financial products. He provided accurate information, sound advice and very resourceful in getting the best deal for us. His advice and follow-ups throughout the process has made the whole ordeal and process very painless and easy. We feel so blessed to have been introduced to Steven and we know that we will continue working with him for many years to come. We would highly recommend Aspirus Financial Services and will not hesitate to use their services again in the future!
Edi33r R
Edi33r R
00:33 08 Jun 20
Steven was a great help in our journey in getting our first home. He was always willing to share with us information and got back to us promptly whenever we had any queries.
Ivy Loh
Ivy Loh
13:11 20 Jun 20
Steven Phang is extremely knowledgeable and experienced and knows exactly how to get you qualified for a mortgage, and at the best terms!
Peter Ooi
Peter Ooi
11:29 30 Jun 20
I would like to thank Steven and his team for getting us our required million dollar bank valuation and also the home loan approval under very challenging conditions. I have tried many different home loan specialists but no one could achieve what Steven could. We are very grateful and now look forward to an amazing build. Keep up the good work.
Krishantha Kanakaratne
Krishantha Kanakaratne
02:57 04 Jul 20
Steven got back to me very fast with clear options for me to make a decision on. Once chosen, acted quickly and got me my loan within 2 weeks. Thanks!
William Lee
William Lee
05:31 11 Jul 20
SIMPLE - Spare 30 minutes of our time to discuss with Steven what our financing needs and then he would do all the hard works from selecting the loans till the loans got approved. Do not waste your time to deal with the lenders, Steven does it for you.
Andy Anwari
Andy Anwari
14:03 03 Aug 20
We couldn’t have done it without Steven’s expertise and in depth knowledge of banks and financial products. He provided accurate information, sound advice and very resourceful in getting the best deal for us. His advice and follow-ups throughout the process has made the whole ordeal and process very painless and easy. We feel so blessed to have been introduced to Steven and we know that we will continue working with him for many years to come. We would highly recommend Aspirus Financial Services and will not hesitate to use their services again in the future!
Edi33r R
Edi33r R
00:33 08 Jun 20
Steven is extremely knowledgeable in his work. Very prompt throughout the entire loan process, and was very helpful to guide me along the way. Highly recommend Steven to anyone looking for mortgage loan services.
SBH Cat
SBH Cat
04:21 07 Sep 20
Professional, knowledgeable and kept us up to date during every step of the process. We would highly recommend Steven to anyone looking for a mortgage broker.
A Google User
A Google User
04:22 24 Sep 20

Mortgage Broker Melbourne

Residential Mortgage Broker, Melbourne

Residential Loans

Commercial Loans

Striving to Get the Right Loan for You

 

With hundreds of lenders throwing interest rates figures at you, it can be hard to know which bank offers the right solution for you.

 

Australians often assume that all home loan packages offer roughly the same features.

 

Truth is, they don’t.

 

By simply choosing the right solution based on your own personal situation, you could potentially be saving a significant sum on the total amount of interest paid on your loan.

 

Instead of doing the home loan hunt alone, why not consult a reputable mortgage broker?

 

A professional mortgage broker in Melbourne aims to help borrowers find the right mortgage loans, that NOT only offer competitive home loan rates, but also suits your current and future goals. They act as an intermediary between the mortgage loan provider and the beneficiary.

 

We work for you, not the banks!

 

Why Work with Us?

 

With decades of experience behind our team, we know how banks work and what the real estate market is like. As the competition surmounts, the role of mortgage brokers has become essential.

 

Like you, we’re just ordinary people with decades of mortgage experience.

 

We understand personal situations and work hard to find suitable solutions for you based on your own circumstances.We find the right bank or direct lender who is ready to avail you the loan that an individual need.

 

What does this Mean to You?

 

We believe our clients’ interests are paramount at all times. Being a bad credit mortgage broker company, our most sought-after services espouses every sphere of your financial requirements.

 

As professional mortgage brokers in Melbourne, we build long-term relationships based on trust and integrity while providing you with a platform to grow your wealth and securing your financial future. Prioritizing customer satisfaction and a quest to wade away the problems arising out of financial hassles, Aspirus Financial Services is on a mission of creating a financial utopia.

 

Transparency is at the heart of our core value and we pride ourselves as some of the most professional mortgage brokers available nationwide.

 

How to Take Advantage of Our Offer?

 

There is no time like the present.

 

This phrase holds true when trying to take advantage of the relationship we have with banks that offer competitive rates.

 

Aspirus Financial has an agreement with more than 30 lenders and thousands of products. We are confident in our ability to finding you a competitive   online mortgage broker deals that will suit both your short  term and long-term goals.

 

Our services are COMPLIMENTARY to you as we are compensated by the lenders .

 

We promise that no loan solution will be excluded from our recommendation. As long as the loan solution is right for you, it’s right for us.

 

Our word is our promise and we thrive for your satisfaction!

 

About Aspirus Financial Services

 

We are one of the leading mortgage loan broker in Melbourne, Australia has to offer. Our various mortgage loans cover commercial property & business finance, property development, asset & motor vehicle finance.  Apart from that, we also offer financial assistance to first home buyers, property investors, refinance & debt consolidation and others.

 

Professionality is key to the way we work and all of our mortgage broking experts are bound by the Aspirus Service Vision.

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