20 Sep 6 common refinancing traps to avoid

Posted at 13:56h in Refinancing by blogger 0 Comments

Refinancing your home loan can be an excellent way to save money, but without the right approach, it can also lead to mistakes that might actually end up having a negative impact....

14 Jun How to pay off your mortgage in under 10 years

Posted at 15:27h in First Home Buyers, Home ownership, Mortgage Broker, Refinancing by blogger 0 Comments

The dream of owning your own home outright and mortgage-free might seem like a long way off for many first-home buyers, but the reality is that it might not have to be....

17 Apr Financing Your Home Renovation

Posted at 18:09h in Home Owners, Home ownership, investment, Mortgage Broker, Refinancing by blogger 0 Comments

Most owner-occupiers like the idea of improving their home with a renovation while also using it as an opportunity to create some equity at the same time. One of the first and most important elements of a home renovation is to examine the budget and then...

16 Feb Pros and cons of using a SMSF for property investing

Posted at 15:37h in investment, Mortgage Broker by blogger 0 Comments

Using a SMSF can be a great tool for property investors....

27 Oct Should you consider debt recycling?

Posted at 14:08h in investment, Mortgage Broker by blogger 0 Comments

Debt recycling is a clever way for investors to use debt while also maximising their tax benefits. At its core debt recycling involves redirecting your debt from non-tax-deductible sources, such as your mortgage, towards something that is tax-deductible such as an investment property. For property investors, this...

07 Sep Could a family guarantee help get you into the market sooner?

Posted at 18:57h in First Home Buyers, Uncategorized by blogger 0 Comments

With housing affordability stretched for many younger Australians, the good news is that there are still ways to get into a home of your own. One of the biggest obstacles for new buyers is more often than not, coming up with the deposit for a home....

24 Jul How To Reduce Lenders Mortgage Insurance (LMI)

Posted at 15:08h in investment, Mortgage Broker by blogger 0 Comments

Lenders Mortgage Insurance (LMI) is an incredibly helpful tool that allows homebuyers to purchase a property when they otherwise might not be able to. LMI is a one-off insurance premium that protects the lender in the event the borrower is unable to manage their repayments. This...

22 Jun The benefits of refinancing to consolidate your debts

Posted at 16:31h in Refinancing by blogger 0 Comments

In the current high-interest rate environment, where the cost of living is also continuing to rise rapidly, making sure you’re staying on top of your debts is more important than ever. One of the most effective ways to manage your debts and potentially reduce your interest...

18 May Is Getting a Pre-Approval Worthwhile?

Posted at 15:39h in First Home Buyers, Home Owners, investment, Mortgage Broker by blogger 0 Comments

Arguably the most important factor when it comes to buying a property for most people is their ability to get finance from a lender. For the most part, buyers should look to obtain preapproval from a lender prior to starting their search for a property. However,...

12 Apr Things to Avoid After Getting Pre-approved

Posted at 14:59h in investment, Mortgage Broker by blogger 0 Comments

With property prices starting to recover and the RBA slowing their rate hikes, confidence is coming back into the property market and that means buyers will be getting ready to make their next purchase. The first step that all home buyers need to take before they...

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