We all want to get a great deal when we buy a home, but it’s important to understand that the vendor also wants to do well out of the transaction as well. Understanding just how much to offer for a property is an important step when...
With interest rates at record low levels, there have been ever-increasing levels of interest from first home buyers who are now looking at purchasing a home. For many people who are currently renting, it is now a situation where the cost of buying is very similar...
One of the most frustrating things that can happen to a home buyer is to get rejected when you apply for a loan. Not only is it likely that you’ve been looking for a home for some time, but it might even feel like you’re further...
Saving the deposit to purchase a home is never easy and it’s been made even more difficult after the strong growth in property prices that we’ve seen over the last decade. However, there is a way for borrowers to get into a home faster, without needing...
First Home Buyers in Melbourne are in an enviable position at the moment, with a number of Government incentives available to help them get into a home sooner. One of the best options for FHB’s in Melbourne is to look at utilising the First Home Loan...
When looking to buy a home there are a number of steps you need to take, before you even get to the point where you can start going to home opens. The reality is that the very first thing most people should be doing is talking...
As the population in some of our major cities such as Melbourne, continue to grow, there is going to be more and more demand for accommodation and that likely means, people will increasingly start looking to live their entire lives in apartments. One of the most...
With interest rates sitting at the lowest level in Australian history, now might just be the best time to look at refinancing your home loan. Thanks to the emergency measures put in place by the RBA, the official cash rate has been slashed to just 0.25...
While most of the time investors focus on the interest rate they are paying on their mortgage, they can often be missing out on some huge savings just by structuring their loans a little differently. One of the main ways to do this is focusing on...
As median house prices across the East Coast of Australia have seen huge price gains over the last decade, it has become more challenging for first-home buyers to get into the market. With the high cost of living in cities like Melbourne, it is harder than...