Testimonials

By now, you’ve probably heard quite a bit from us.

And if you haven’t, we recommend reading our About Us page that ought to give you some insight about the people behind Aspirus!

So instead of us doing all the talking, how about hearing what our clients have to say about us?

Raymond Tun

11:33 06 Sep 24

Steven, Yvonne and team are highly professional, thorough, and made the entire process smooth and stress-free for our home loan.We couldn't be more pleased with the experience! Their communication was clear and consistent throughout, ensuring we fully understood each step.They were incredibly efficient and always prompt in responding to any queries we had, making us feel well-supported from start to finish.If you're looking for a mortgage broker who is reliable and dedicated, we highly recommend Steven, Yvonne, and the team.read more

tymlo

11:47 14 Aug 24

Steven was so professional and thorough in getting our home loan. We are in WA and he accommodated the time difference just to meet us online and guide us through the process. Along with Yvonne, they kept us updated on the process. Definitely will recommend Steven and Yvonne. Thank youread more

Benjamin Commandeur

10:25 23 Jul 24

Steven and Yvonne are amazing to deal with. We have used aspirus two times and both times have been appreciative of the communication and professionalism shown. Would highly recommend Steven and the team at Aspirus.read more

Kristyne S

07:58 18 Jul 24

Steven and the team have supported my husband with both SMSF loan and investment loan applications. Their detailed approved has ensured smooth application processes. Will definitely seek their support again.read more

James Scott

06:18 17 Jun 24

Steven and his team made the process very smooth and got me a great loan for my circumstances and what I require. Will definitely be going back for future purchasesread more

tymlo

12:40 16 May 24

D. DS.

00:01 02 May 24

Very impressed and extremely grateful to Steven, Yvonne and team for their advice and guidance during the loan application and settlement phases of my new home purchase. Clear communication, efficient and very prompt in responding to queries. Everything went through successfully. Thank you!!! 🙂read more

hemanth Gajula

10:56 01 May 24

I wanted to express my heartfelt thanks to Steven and your team for the exceptional assistance in securing my loan. A special shoutout to Yvonne, whose patience and swift responses made a significant difference. Your expertise and support have been invaluable to me. Thank you all for making this process so smooth and successful, highly recommended.read more

Brett Godwin

07:33 21 Mar 24

Steven and the team are top mortgage brokers who are able to navigate through any challenge. If it's possible they will find the way. Very happy, 5 loans in 12 months approved. Onto number 6 & 7!read more

Shahirah Alqadri

09:16 11 Jan 24

Steven and Yvonne were extremely helpful in getting us our first home. They provided the information we needed to ensure that we get the outcome required. Both of them were easy to communicate with and always responded to our queries in a swift manner. We definitely recommend Aspirus Financial Services.read more

Sonal Singh

10:56 22 Dec 23

We had an exceptional experience working with Steven and his team! From start to finish, the entire mortgage process was seamless and stress-free. He demonstrated an impressive level of expertise and guided us through every step with clarity and professionalism.The efficiency and attention to detail were evident throughout the application process. Paperwork was handled swiftly, and I was kept informed at every milestone. The personalized approach made me feel confident that my financial goals were genuinely understood and prioritized.In the end, he not only secured an excellent mortgage rate for us but also made the entire experience enjoyable. I highly recommend Steven Phang to anyone in need of mortgage services. Their expertise, professionalism, and commitment to client satisfaction truly set them apart.read more

Patrick Vinay

10:08 19 Dec 23

Steve and Yvonne are a great team. We worked on a very tight schedule and they got the job done!Steve had a solution for every hurdle that came in the way. Yvonne made sure all documentation was submitted on time and correctly. I would recommend them to anyone who is looking for a brokerage service. I'll definitely be going back to them in future.read more

Orwen Maribao

07:17 24 Oct 23

Steven Phang and Yvonne from Aspirus are awesome. They have assisted us refinance all our loans. Few brokers have turned down the job but Steven was able to find a way and look for a best deal for us. The process was easy, and communication was great. Truly grateful with the teams assistance and support. All the best guys.read more

Leanne Huxley

03:53 27 Sep 23

We were really happy with Steven and his support team in the purchase of our IP which has recently settled. Steven managed to get our application over the line and instilled confidence in us when another mortgage broker couldn't. Hence the importance of making sure you find a mortgage broker you are happy and confident with! Stevens communication was always prompt, precise and straight to the point making the process easy and stress free for us. Thank you Steven and team.read more

Ujjwal R

02:06 22 Sep 23

Steven Phang and team efficiency was remarkable, ensuring a speedy and hassle-free mortgage application process. What truly stands out is their trustworthiness – they provided clear, honest advice that instilled confidence. Their deep knowledge of the mortgage market was evident, and they answered all my queries expertly. If you seek efficiency and trustworthy guidance, Aspirus Financial Services is the one to trust.read more

Cameron Mavor

07:53 19 Sep 23

Stephen and his team were a pleasure to deal with. He helped to refinances both our properties and pull out equity to use.Definitely will be using him again in the future!read more

Mae Kang

02:05 18 Sep 23

Steven, Yvonne and their team has assisted us with 2 loans and we will continue to use them for any future loans. We love their step by step process as we are not experts in the world of property purchase and investment. Thank you Steven and team!read more

Nicola Dsouza

11:21 11 Sep 23

I couldn't be happier with Steven and Yvonnne. Their prompt responses, expert knowledge, and dedication made the mortgage process smooth. Their attention to detail, coupled with their commitment to securing the best possible rates, made the mortgage application process surprisingly easy.I'll definitely use them again for my next property purchase. Highly recommended!read more

Claude Cyrell Cruz

08:59 25 Aug 23

The team at Aspirus Financial have been so helpful from start to finish of my property hunting journey and I couldn’t recommend them enough. Will definitely seek their help again im the future!read more

suvinawong

10:01 20 Jul 23

Steven and the team are highly experienced professionals, from consultation, application to settlement. As an overseas borrower, they worked with my time difference, were communicative and made the process as easy as possible. Highly recommended and will definitely be using their services again soon.read more

Varun Kumar

22:23 17 Jul 23

Steven is very knowledgeable person and definitely help you achieve your goal.We were in a situation where other broker couldn't help us lend money we needed during cooling off period and Steven came as a savior and got our loan approved within few days.Thanks Steven, you rock.read more

Joel Kai

04:39 05 Jul 23

Settled on my first investment property today with the help of Steve and the team!Great experience working with Aspirus. Very attentive, good team, quick responses and efficient process.Highly recommend for anyone who is looking for a quality broking service.read more

Amit Sethi

03:27 05 Jul 23

I have recently purchased one investment property through Steven Phang - Aspirus Financial Services | Melbourne VIC. I am very happy the way Steven and his team handled the loan processing and settlement. I would definitely come back for future loan requirements and would highly recommend his services.read more

Kk Zeng

08:42 18 Apr 23

Steven and the team are results driven and took pride in their work. They focus on end results and strive till objectives are met. Will not hesitate to use them for our next loan application!read more

Vincent Oliver Chua

07:44 20 Mar 23

Yvonne and Stephen gave me the best experience in making my loan application journey smooth inspite of all the challenges (from average credit rating, 90%lvr, LMI waive, etc). They are always a phone call away if I get enquiries or problems with paperworks, etc. Very patient and does not belittle my little knowledge in terms of company mortgage loan application. Thank you very much! Recommendable!read more

Syed Alyahya

23:51 11 Mar 23

Steven was extremely helpful and knowledgable and helped us to identify what we needed as first time buyers and the best mortgage options for us. He patiently answered all of our questions and guided us through the process. Highly recommended and we will definitely use him again in the future.read more

Callum Fisher

06:08 06 Feb 23

Steven is the man to speak to for building out a large portfolio in 2023. He is the only broker who can tell me exactly how I can buy my next 3,4,5 properties. After my last 2 property purchases through the Aspirus team I feel like I’m only getting started. Thanks a lot Steven and Yvonne, look forward to many more!read more

Kershia Wong

23:34 24 Jan 23

Steven and Yvonne were amazing throughout my entire home buying process, from getting a pre-approval, discussions about the types of properties to purchase, things to look out for and eventually getting a home loan, Steven has provided me with sound advice and recommendations that made me feel confident in my decisions. Thank you so much for all your help!read more

gagan singh

05:05 17 Jan 23

From day 1, Steven and team has been very responsive.I highly recommend Aspirus for anyone who is looking to build a portfolio. They are trustworthy and their system application is very user-friendly.Steven is very experienced who understands his client’s needs. He is on top of his game and nothing is too much for these guys. They are very responsive and got my finance over the line with tight timelines and that too during the festive season.read more

Stephanie Chia

08:58 10 Jan 23

Steven and his team were really prompt and professional in providing quality services for my financial and banking needs. Yvonne was a star in following up with paperwork requirements, and providing timely reminders. Highly recommend Aspirus' services to anyone I know.read more

N Rajapakse

04:30 07 Dec 22

Steven & Yvonne are a pleasure to work with. Very patient and understanding. Having worked with them on loans for close to 5 years, everything has always gone smooth - Even difficult cases during COVID times.read more

Hayley Vinden

04:43 15 Nov 22

Steven and Yvonne, and the rest of the team, were incredibly responsive to our (countless..!) emails during the lead up to the purchase of our property and throughout the entire process. Their assistance was very professional, they gave practical advice and were able to give us things to ponder without us having to know the ins and outs of a property purchase, they were very much leading us with their expertise and we couldn't have asked for more. We will certainly be asking for their assistance for the next purchase. Thanks!read more

so Caryn

19:49 12 Oct 22

Great experience for my partner and I, first home buyers and they will literally go through everything to help with the process to be quick and smooth. I can’t Thank you guys enough Steven and team, having a house is such a wonderful milestone, especially the very first one. Thank you 🙂read more

Arun Thomas

03:13 31 Aug 22

Steven went above and beyond to secure our finance in record time. He has been incredibly patient, thoughtful and understanding during my financial journey. He has offered sound and insightful information and observations and has been a delight to deal with. Steven was organised, reliable and we felt so safe and supported throughout the whole process. We will definitely utilise Steven's service in the future with our investment journey. It is a five star from us for his exceptional customer service.read more

Jay Tee

06:45 30 Aug 22

Steven and his team were very proactive and got us the finance we needed. Communication was excellent! Highly recommend them.

Chris

09:18 24 Aug 22

I highly recommend Aspirus for anyone who is looking for a great financial planner. They are trustworthy and their system application is very user-friendly.On top of that, Steven is very experienced who understands his client’s needs. He performs with high integrity, took care of my loan application so well until I secured a lovely home for me and my wife.Thank you very much for your service!read more

nprasad tekumala

12:32 16 Aug 22

Great help with professional approach and timely inputs. steven and Yvonne has been very helpful for the refinance process.

Jaidyn Jong

09:30 11 Aug 22

Steven and Yvonne have been a very great help from beginning to settlement and are very knowledgeable in what they do and can development a strategy to meet your property goals.read more

Ray Chan

08:51 02 Aug 22

Mr Steven Phang is a fantastic Mortgage Broker ! His professional service is just made it perfect to our needs , my wife and I were having so easy time when the application was gone through the process . We will definitely recommend Mr Steven Phang to all of our friends .RegardsRayread more

Rehana Manzur

04:13 11 Jul 22

Steven guided us through the entire process in a manner that was professional and efficient. He and his team are attentive, reliable and there was great communication throughout.read more

Tricia Ng

07:13 26 Jun 22

Steven is able to understand my financial situation and needs of home loans requirements. He and his team have been provided me with great support and communication throughout the whole process of refinancing existing home loan and application of new home loan for new land and home construction.I strongly recommend anyone who is currently in the situation of getting their existing home loan refinance for a competitive interest rates to give Steven and team a call.read more

Vince Lam

12:48 27 May 22

Steven has been a fantastic broker and helped me multiple times to navigate through tricky situations to ensure a smooth transaction. Highly recommended.read more

ywkean

08:28 23 Apr 22

Steven and his team are extremely professional and knowledgeable in assisting us securing a home loan. Despite us being in in the NT, Steven is always available for queries and assistance. Highly recommended and will be engaging Aspirus for our future loans.read more

Ledeah Dianne Chua

05:31 14 Apr 22

We highly recommend their services for your property and mortgage needs. We have been with them for more than five years now and can't thank them enough for helping us.read more

Sunny AUS

07:35 25 Mar 22

Steven is THE expert in this field. Enough said.Super knowledgeable and extremely qualified to handle the trickiest situation. Definitely the person to go to if you need advice on how to strategise and structure your loans to set you up for success.Would not hesitate to use Aspirus Financial Services again shall the opportunity ariseread more

Ledeah Dianne Chua

22:21 23 Mar 22

We highly recommend their services for your property and mortgage needs. We have been with them for more than five years now and can't thank them enough for helping us.read more

Bren Edward Chua

02:45 21 Mar 22

Aspirus Financial Services is a family run business and they are the best finance brokers out there, full stop. They treat you like family and take the best effort they could to give you the best offer possible in the market.They are straight away would give you the absolute best advice if you can or cannot afford a property and do everything they could during the application process to make the approval process go as smoothly as possible.The issue that most banks have faced during the Covid-19 pandamic is a testament on the level of service and professionalism they offer. Not only were they able to get the loan approved in record time, they have done it very smoothly with little to no issues at all. They communicated the status back to us almost everyday, which is really such a good thing so that we could communicate the progress to other parties as well.Other brokers that I have dealt with never came to this level of service and oftentimes dont even bother to check with the banks what the progress of the loan application is.I am truly grateful and 100% satisfied with the level of professionalism and service that Aspirus Financial Services have provided. I would really recommend them to anyone else out there reading this review to go with them and be assured that they will take care of you 100% throughout the whole process.read more

raghu mohan ponnala

02:48 18 Mar 22

Steven has been an absolute delight to work with. He is very responsive and patient, and has helped me get a good rate on all my loans. Would highly recommend Steven and his team to anyone who is in the market for a good mortgage broker.read more

Subir Chakma

23:09 13 Mar 22

Steven is very friendly and professional, and have extensive experience in this industry. Steven is always available to answer your queries. We are grateful and thanks so much Steven and Yvonne.I would also highly recommend Aspirus Financial Services and will not hesitate to use his services in future.read more

Brandon Tan

13:01 28 Jan 22

Steven and Yvonne has been very professional and helpful towards me on my journey to purchasing my first property. They were quick to update me on the progresses and also quick to answering any questions I have. Even if there is any hiccups in the process, they were very quick to respond and find possible solutions. As a first home owner there were a lot of things that I was not aware of, and Steven took his time to teach me everything I need to know about buying houses. I am forever grateful for what they have done for me, and would recommend Steven and his team to anyone.read more

tiya chakma

03:47 12 Jan 22

Buying house is very stressful process, however Steven and his team made the process so smooth. They were very helpful throughout the process. I am so grateful and looking forward to work together again in future. Great service and very responsive. Eternally grateful 🙏🏼read more

Christopher Chow

03:02 01 Sep 21

Couldn’t be happier with the experience we’ve received from Steven. Being first home buyers, we had a lot of questions, concerns and caution when looking at our options for financing. Prompt replies within minutes, professional attitude and willingness to help and answer all the questions we put forth in detail. Will definately be using and recommending them for all future property purchases.read more

Michelle Hauw

02:25 10 Aug 21

Steven has been very professional, helpful, understanding our needs and keeping us updated on very steps till settlement.

Don Balboa

06:05 19 Jul 21

Steve and gang were efficient and guided us through the whole process right from day one. They were responsive too and assured us at times when we were afraid the deal would fall through. I would highly recommend them to Aspirius!read more

JY Yee

06:10 11 Jun 21

Steven and Yvonne were both really responsive, helpful and patient. They were able to sort out finance approval and settlement in a very tight timeline. Steven could also provide some further insights useful to a property owner/investor. Overall, I would recommend their services.read more

Esmeralda Rivas

12:19 26 May 21

A big thank you to Steven for assisting us on the loan process. We couldn't have it done without his expertise and in depth knowledge of banks and their financial products. Steven was always available and ready to answer our queries. We are forever grateful.You want go wrong if you pick Aspirus Financial ServicesOnce again Thank you Stevenread more

Edwin YS Sim

04:21 05 May 21

Seamless journey from first contact till settlement.You would not go wrong with them.

Michael P

09:04 21 Apr 21

Steven is very experienced in this industry and very prompt and responsive during my engagement with him. His in-depth knowledge reassured us and answered all of the concerns we had. Highly recommended and will not hesitate to use their services again!read more

KS Tan

10:11 07 Apr 21

Thank you to Steven, Yvonne and team for assisting us on the loan process. It has been a long journey with Steven. He's always available to answer all our queries as we had initially looked at buying existing property but finally decided to buy land and build.read more

allen lee

10:50 06 Apr 21

Steven is experienced, responsive and made the entire loan approval process a breeze for us. Highly recommended.

David

13:37 22 Feb 21

Steven of Aspirus was very helpful to explain what was entailed in the entire process in terms of financing a home purchase to me who had zero clue right at the beginning.Flexible and accommodating to client's late timing after work hours and is responsive when asked any sort of questions (be it banks, concessions, stamp duties, advice on searching for house and land/existing home/KDR etc)Managed to source for the best mortgage deal for me dependent on my financial situation and worked within the timeframes required for settlement to be successful.Thank you for guiding me through the entire process and successfully become a homeowner. Without a doubt, I would recommend Aspirus Financial Services to friends and family.read more

Andy Chan

05:09 28 Oct 20

Steven and his team has been very responsive, and looked after us really well. It's the 2nd time we have used his services, and will be happy to come back again in the future.read more

Luca Wright

06:46 26 Oct 20

Steven is very experienced in his job and was always prompt in his replies. We had a very short finance clause period and Steven did everything in his ability for us to get the deal done in time. With his knowledge, he was able to answer all of the questions we had, even when some arent as directly related to his role, he was able to point us in the right direction.read more

A Google User

04:22 24 Sep 20

Professional, knowledgeable and kept us up to date during every step of the process. We would highly recommend Steven to anyone looking for a mortgage broker.read more

SBH Cat

04:21 07 Sep 20

Steven is extremely knowledgeable in his work. Very prompt throughout the entire loan process, and was very helpful to guide me along the way. Highly recommend Steven to anyone looking for mortgage loan services.read more

Andy Anwari

14:03 03 Aug 20

SIMPLE - Spare 30 minutes of our time to discuss with Steven what our financing needs and then he would do all the hard works from selecting the loans till the loans got approved. Do not waste your time to deal with the lenders, Steven does it for you.read more

William Lee

05:31 11 Jul 20

Steven got back to me very fast with clear options for me to make a decision on. Once chosen, acted quickly and got me my loan within 2 weeks. Thanks!

Krishantha Kanakaratne

02:57 04 Jul 20

I would like to thank Steven and his team for getting us our required million dollar bank valuation and also the home loan approval under very challenging conditions. I have tried many different home loan specialists but no one could achieve what Steven could. We are very grateful and now look forward to an amazing build.Keep up the good work.read more

Peter Ooi

11:29 30 Jun 20

Steven Phang is extremely knowledgeable and experienced and knows exactly how to get you qualified for a mortgage, and at the best terms!

Ivy Loh

13:11 20 Jun 20

Steven was a great help in our journey in getting our first home. He was always willing to share with us information and got back to us promptly whenever we had any queries.read more

Edi33r R

00:33 08 Jun 20

We couldn’t have done it without Steven’s expertise and in depth knowledge of banks and financial products. He provided accurate information, sound advice and very resourceful in getting the best deal for us. His advice and follow-ups throughout the process has made the whole ordeal and process very painless and easy. We feel so blessed to have been introduced to Steven and we know that we will continue working with him for many years to come. We would highly recommend Aspirus Financial Services and will not hesitate to use their services again in the future!read more

Edi33r R

00:33 08 Jun 20

vemal raja

06:16 03 Jun 20

Steven was absolutely amazing, and very helpful to work out the best loan for my property. He had several options for consideration and patiently explained each one to me. I would highly recommend his services for new house buyers or anyone looking to refinance their home.read more

Sangeetha Rajoo

02:09 15 Apr 20

The Best Ever Mortgage Broker Melbourne - Aspirus Financial ServicesA huge THANK YOU to Steven from without whom it would have been a very stressful journey to purchase our first home. Steven is extremely patient and approachable, and explains the very complicated home loan and settlement process in simple terms. Steven was extremely helpful in securing our loan for us with a good interest rate .Over the last few months Steven has always been prompt with his responses, provided the right guidance and gone above and beyond with his support towards us. We recommend him wholeheartedly and look forward to having the opportunity to future endeavours! Thanks a lot again Steven.read more

David P

01:35 25 Mar 20

Steven is great and responsive! Provides great insight and advice in the current market. Professional in our dealings and will recommend to anyone! Especially his guidance from the start to the settlement. I can rest with no worries that it will be done.read more

Gillian Chong

05:23 07 Mar 20

Steven is fantastic, he helped us with our mortgage application related enquires. Very professional, prompt and knowledgeable. We were given quite a number of lender options before we proceed with the one that suits us most. We would highly recommend his service. Thanks Steven.read more

Mark Foo

03:18 13 Feb 20

Steven provided accurate information, comprehensive advice and was very quick in getting our first home loan sorted out.Very smooth and highly recommendedread more

Chewy Fang

03:30 12 Feb 20

Steven Phang from Aspirus is a gem! He is very quick to respond and action, with excellent results! I approached Steven to be my mortgage broker in 2018, he managed to get my loan approved in the shortest amount of time. Fast forward today Feb 2020, I thought no harm asking if my bank might lower my interest rate, so i sent him an email and he managed to negotiate a lower rate with my bank in 1 hour! How amazing is that!! Very very impressed with his service and speediness! Thanks Steven! very grateful!read more

Jennifer Chew

23:14 31 Jan 20

We have been using Stephen's services for many years and had recommended him to many friends. He is very professional and always thrive to get the best deals for his customer. Very honest and down to earth guy. Highly recommend!read more

Casey Soo

03:34 30 Jan 20

Steven was great from the start, giving great advices and following up on every step of the way. We are a first home buyer and all thanks to Steve, we were able to get finance for our first home.read more

Nic Vorpa

23:15 15 Jan 20

Steven Phang provided an excellent service, was readily available to communicate and worked with me patiently throughout the process. Thanks for your hard work Steven!read more

Noorsidah Bakar

10:24 04 Dec 19

Steven helped us through both of our properties. Our purchases were not a straightforward one but he was very resourceful.

Elaine Chai

23:57 16 Nov 19

Steven has been very resourceful in dealing with refinancing of our house. He has provided us with the best and suitable deal, so that we could fully maximise saving towards our house loan. Before and after service is excellent, he's always there to answer your questions. I would definitely recommend Steven as your next advisor for house loans.read more

Benjamin Hoh

21:48 22 Oct 19

Highly recommended. Very knowledgeable on multiple loan products. Always ready to answer questions any time. Thanks Steven!

Allen Tang

09:53 03 Oct 19

Stephen has been more than just a mortgage broker to us. He’s always available to answer any queries even sometime outside his own scope of business as a mortgage broker.Thank you so much for being helpful and always courteous in your communication.I highly recommend him to anyone seeking the expertise required in this increasingly complex financial world.read more

Kate YL Tan

23:51 19 Sep 19

Easy to work with Steven on my loan application. Thank you!

Valerie Kway

13:25 10 Jul 19

Steven is very professional and proposes down-to-earth solutions to our needs. He even attended to our urgent request even though it was weekend.He is always patient with our queries and ensure that we understand what is being offered. I would definitely recommend Steven for his services!read more

Johann Gan

12:04 10 Jun 19

Great service provided by Steven again. Very approachable, professional, experienced and knowledgeable. Provides tailored recommendations and gives value add advice. Recommended!!read more

Johann Gan

12:04 10 Jun 19

Great service provided by Steven again. Very approachable, professional, experienced and knowledgeable. Provides tailored recommendations and gives value add advice. Recommended!!read more

Fairuz Bakar

00:56 07 Jun 19

Could not have happened with Aspirus Financial Services. Finally our land settlement has been completed. Steven has guided us throughout the process. He is more than just a broker, went beyond his duties to ensure all documents are in place and he is very detailed on his work. HIGHLY recommended broker especially for first time buyers as the process can be tedious and confusing.read more

Raymond Ooi

00:24 27 May 19

Steven was great and helped us throughout the entire journey. As first home buyer, he was informative and very patiently explained what we need to do in this very complex process. His understanding of the market product allowed him to cater the right one for our need as well. Would not hesitate to recommend Aspirus to others.read more

leemay lean

11:31 26 May 19

Steven is a legend. Got him to help us to settle in a very short dateline and he did it without any problem. Steven is very knowledgeable and quick to respond to all my queries. I would highly recommend him to anyone looking for financial advice.read more

leemay lean

11:31 26 May 19

Johnson Poon

10:55 23 May 19

Steven has been amazing from day 1 and has helped so much into getting our first home.Would definately come back in the future!

Frank Barbuto

09:39 10 May 19

If you are starting out in property investing and looking for a broker with the skills to properly set up the best financial arrangement for your portfolio, the Aspirus is right on the money! Steven Phang is what I call and "investment savvy" mortgage broker rather than a "transactor" which is representative of most of the banks and a lot of other brokers. Steven came to my home, explained everything in detail and kept me up to date with progress. Old school service! Oh and did I mention that he saved me over $4000 per year in interest! I was online with our new bank within hours of settlement and have the mobile app organised within minutes of online registration. So excited! Time to start looking at more investment properties now that I've got this right!! Thanks Steven.read more

Ray Chan

03:28 05 May 19

Garry Petroff

01:44 17 Apr 19

We recently used the mortgage brokerage services of Steven Phang. My partner and I met Steven at an easily accessed location and time of our choice for convenience.From the very first meeting Steven was professional and courteous asking us all the right questions and making sure that we were fully informed about acquiring and servicing a potential home loan from the right provider.After taking all of our particulars at the first meeting Steven followed up by providing us with a number of options and commenced to provide us with a customised loan that was right for us.We couldn’t be happier with the result, we knew exactly what our home budget was and that we could afford to pay on a month by month basis for the life of the loan. Steven also gave us advise about financial advice about the need to obtain certain insurances and made sure the bank had all the correct and up-to-date forms and other information.On the day of the auction we knew exactly what we could afford and that confidence helped us secure our dream home.We would recommend Steven’s services to others seeking similar outcomes.read more

Garry Petroff

05:47 05 Mar 19

Darpan K Chakma

02:17 01 Feb 19

As a first home buyer my wife and I were very nervous and had a very little knowledge on property market. But Aspirus Financial gave the hope and assurance on getting our first home. The communication between us was very transparent and prompt. The representetives are very friendly and understanding. Our financial position was not very strong at the beginning but with the help of Auspirus FinanciaI we bought our first home. We would highly recommend to put Aspirus Financial on top of your preferences. Dear Aspirus team, we can not thank you enough.read more

Alan Ong

13:08 30 Jan 19

Steven has gone above and beyond for his services. I actually had another mortgage broker helping me to get a pre-approval for my next IP but it wasn't alot which means I can only buy in the country or regional area. And I had to cancel both my credit cards! I reached out to Steven to see if he could help and he sure did! Not only I didn't have to cancel my credit cards and he also got me a loan 1.5x more than previously! Steven is always honest and factual in his dealings, calling me up for important updates, we met in person to go through the loan documents and contract which was great and very professional. He was always happy to answer any questions during the entire process. I really cannot recommend him enough!!read more

Peter Cheong

23:09 29 Oct 18

Steven is great to deal with and is always thinking ahead for our benefit. My partner and I have a complicated situation which we thought would be difficult to even obtain a loan in the first place, but Steven came and listened to our situation, and in the end managed to help us to obtain a loan so that we can finally buy our first home together. Moreover Steven is courteous and has great knowledge. If we are looking to buy another home in the future, Steven will be the first person we engage for the purchase process! I would strongly recommend Steven to anyone that I know!! Thank you again Steven for all your help and recommendation.Peter and Carmenread more

mavis sam

01:54 24 Oct 18

Steven is a very experienced and professional financial broker and he has helped us a lot during the whole process of purchasing a house. Highly recommended to whoever want to purchase a house and get the loan done.read more

Biplob Chakma

22:39 23 Oct 18

We've purchased our first home recently. Aspirus was our finance broker and their service was very professional. I always felt very assured and confident because of their efficiency and prompt support. This helped me dealing confidently with real estate agents while negotiating pricing. Any new buyer who may be requiring finance from banks will require to know the exact borrowing amount and Aspirus was very to the point while assessing the amount. In fact, they got my borrowing amount much more that I actually needed which gave us tremendous flexibility and freedom while determining our final budget. We'd love to go with them for our next venture in the future, if any.read more

Cassandra Fraser

11:05 14 Oct 18

As first home buyers, Steven was fantastic to work with. He was knowledgable and explained everything to us. Would 100% recommend and would definitely use his services again in the future.read more

MannKim Adventures

10:54 26 Sep 18

Steven made our first home dream come true. We had absolutely no idea about buying a property and he was so patient with us. We found it very convenient as he was mobile and could meet where it suited us. We have already recommended him to our friends who are looking to purchase properties. Thank you again Steven for being so helpful.read more

Thomas Ye

00:11 20 Aug 18

Highly recommended!The service and personal attention we received from Aspirus Financial Services was exceptional and beyond what we were expecting! Their knowledge of the local market and commitment in finding us the best rate helped us in settle our dream home. As first time home buyers everything was new to us and the most important thing we wanted was someone we could trust. Steven was there for us every step of the way. I'm glad we chose Aspirus Financial and would recommend anyone buying a home.read more

Wenyi Huynh

08:48 22 Jan 18

Steven at Aspirus Financial Services helped me through obtaining my first home loan, and I definitely couldn't have done it without him. When one lender was being difficult extremely close to the settlement date (even with pre-approval), he was able to find and escalate a loan from a different lender that still met my needs at low interest rates. He was able to liaise with both the lender and conveyancer on my behalf, which was a huge relief as I wasn't readily available to chase things up during business hours, nor did I understand the first thing about the process of buying a house. Steven was always very patient, answered all my questions in layman's terms, and essentially guided me through each step. He was incredibly responsive with communication (even at 10.30pm on NYE!), and very flexible with meetings to a time/place convenient to me. Today was my settlement day and it honestly wouldn't have gone through without his work. Steven is a reliable broker who goes above and beyond - couldn't recommend him enough!read more

Stephanie Wong

07:27 22 Jan 18

We worked with Steven Phang to purchase our first home and we really can't say enough good things about him. Thanks to Steven, purchasing our first home is a dream come true - sooo much sooner than we would have ever expected! He was so knowledgeable, approachable, accommodating and most of all, very supportive. He was even reachable 24/7. He was able to get us the best deal with the bank and made the homebuying process less stressful - we had to deal with a few aggressive real estate agent but thankfully Steven was here to advise us. We believe that his expertise helped tremendously in our offer getting accepted. Even after the settlement, Steven continued to provide exceptional support and guidance! We definitely highly recommend Steven!read more

Iggy Pok

10:03 23 Oct 17

Went to Steven to obtain my first home loan, and I've never regretted my decision. He's knowledgeable, very approachable and always ready to share a few good advice and tips with us. Thank you for putting this altogether for us.read more

Wai Hon Chin

23:50 11 Sep 17

We got our refinancing with Steven and he did a great job with it. He gave us lots of good advice without pushing us into making any decisions rashly. So much better than my last mortgage broker who was only pushing me to get more loans...get more loans...read more

Marvin Lee

13:46 11 Sep 17

Steven was recommended by a friend and it is easy to know why. He is extremely professional, and was always within reach by a phone call, text message or email - even when he was ill. He is always responsive and considers all our options before recommending the right products and solutions. I was pretty sure we were in good hands and it had since been proven, when everything went smoothly all the way until settlement.Thank you Steven!read more

Scky sky

10:17 08 Aug 17

Steven is professional and extremely knowledgeable. He provides the best advice at any given time and I can totally count on him to give me an unbiased view. I've always enjoyed our meetings and he is definitely worth recommending for top notch service and advice. Thank you Steven, we really appreciate all your help and advice.read more

Wai Peng Yip

14:18 17 Jul 17

Steven has been tremendously helpful in helping us get our loan. I would say without reservation that he has gone above and beyond his duty in scouting out the best deals for us, getting us a better rate closer to settlement when he didn't have to. It is such efforts that leave a lasting impression. I will recommend him without hesitation to my friends.read more