When you buy a property, you’re spending hundreds of thousands of dollars if not more than a million, so you want to make sure that you’re getting the best deal. In order to achieve that, you should consider how you get your finance sorted. When you’re...
There are two types of home buyers. There are the cautious ones who would prefer to make decisions that are on the safe side of the spectrum and others who are happy to take risks. The former are the types who would make extra mortgage...
If you’re trying to buy your first property in Sydney or Melbourne, you may feel quite discouraged when you think about the fact that you’ll need a 20% deposit. In both cities, if you want to buy close to the centre of the city, that...
Due to the heat of the Australian property market, at least in the capital cities anyway, it could be easy to think that you can’t get a loan if you’re a foreign investor. Last year there was a lot of publicity around the fact that...
You may have read in the media that interest rates have increased recently. If you have a mortgage, this will be the last thing that you want to hear, so we’ve decided to undertake some research so that you are better equipped to respond to...
You would have read in the media that one of the main reasons people can’t purchase homes these days is because of high spending whith isn’t giving them the chance to save enough for a deposit. If you’re serious about buying a property then there...
Interest rates are a bone of contention for both buyers and other groups of society. Buyers hate when they rise because it means they’ll pay more on their mortgage, and let’s face it, nobody wants to pay more on their mortgage. If you’re a buyer, then...
Despite high auction clearance rates, new data reveals that dwelling approvals are on the increase. Analysts say that the growth in the number of apartments and units being built is negative because it could lead to an oversupply, it’s actually a good thing for first...
Choosing where to invest your money is an important decision. You might be buying a first home, or a house to rent out as an investment property – everyone has different needs. Affordability, accessibility to public transport, or how close it is to schools can have...
You must be wondering what is the “SECRET” to pay off your home faster. Well it is not a secret, but a very simple strategy that most of us can follow by having an offset account that is tied to your home loan. Simply channel all your...