After a record run of house price growth across Melbourne, many new home buyers might feel a little unsure about how they are going to afford a deposit on a property. While lenders typically want to see a borrower provide a 20 per cent deposit, the...
Buying your first property is incredibly exciting and one of the big life events for most people. However, it’s important to go about buying a property in the right way and avoid some of the big mistakes many people make. Here are 5 mistakes that you...
With property markets around the country running hot, getting into the market can feel overwhelming for new home buyers. Fortunately, there are a number of steps you can take to give yourself the very best opportunity to secure the right property for you. Know Your Budget The first...
Property has been a wonderful investment for millions of Australian’s that has continued to perform incredibly well for decades. While buying a property is a great choice for many people there are a number of costs when buying a property that you have to be aware...
Advantages of an Offset Account Over the past decade, home loan products have continued to improve and now there are a range of features you should consider when the time comes to get a home loan. Arguably the most popular and most helpful is what is known...
With interest rates at record low levels, there have been ever-increasing levels of interest from first home buyers who are now looking at purchasing a home. For many people who are currently renting, it is now a situation where the cost of buying is very similar...
One of the most frustrating things that can happen to a home buyer is to get rejected when you apply for a loan. Not only is it likely that you’ve been looking for a home for some time, but it might even feel like you’re further...
Saving the deposit to purchase a home is never easy and it’s been made even more difficult after the strong growth in property prices that we’ve seen over the last decade. However, there is a way for borrowers to get into a home faster, without needing...
First Home Buyers in Melbourne are in an enviable position at the moment, with a number of Government incentives available to help them get into a home sooner. One of the best options for FHB’s in Melbourne is to look at utilising the First Home Loan...
Looking for a mortgage? Then please take a second to consider having a conversation with a mortgage broker before you talk to your bank about getting a loan. Why? Because there are some good reasons that a mortgage broker may get you a better deal...