Looking for a mortgage? Then please take a second to consider having a conversation with a mortgage broker before you talk to your bank about getting a loan. Why? Because there are some good reasons that a mortgage broker may get you a better deal...
We think you ought to use a mortgage broker if you’re going to buy your first home in Australia. That’s because you get access to a full range of financial products that are designed to meet your needs effectively. At Aspirus Financial Services we have over...
By now you would have seen a lot of businesses advertising EOFYS – End of financial year sales. Aside from all the discounts you can get when you’re spending money during the sales it’s a fun phrase to say and type – EOFYS, EOFYS, EOFYS. More...
When you first decide to enlist the services of a broker, there are some things that you should look out for. Choosing a broker could potentially save you a lot of money and help you get the best possible deal for your mortgage. Most people...
If you’ve been following the news lately then you would have seen some articles about banks cracking down on interest only loans. An interest only loan is a mortgage that allows a borrower to only pay the interest on their loan for a period of time before...
We thought that we would blog this week about what to look for when you’re getting financial advice. When you get financial advice it’s really important that you have the right information. Your entire future is at stake and nobody wants to make the wrong...
This week the Sydney Morning Herald reported that Commonwealth Bank would be tightening their lending restrictions again. Up until now, home buyers have been able to take out interest only loans. On the surface they can look pretty good because you only need to pay the...
Earlier this week the federal budget came out, with there being a few different measures in place to help first home buyers and some to motivate existing home owners to downsize to free up larger properties for young families. If you haven’t caught up with...
Property is one of those hot topics that everyone is interested in. It doesn’t matter what stage of life you’re at, everyone’s talking about it. It all starts when you finish high school or leave home and suddenly you’re confronted with the possibility of paying...
The chances are high that if you’re reading this blog then you’re interested in the property market. It might be that you’re already saving for a property, or that you feel as if it’s completely out of reach and that you’ll never be able to...