17 Apr Financing Your Home Renovation

Posted at 18:09h in investment, Home Owners, Home ownership, Mortgage Broker, Refinancing by blogger 0 Comments

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Most owner-occupiers like the idea of improving their home with a renovation while also using it as an opportunity to create some equity at the same time. One of the first and most important elements of a home renovation is to examine the budget and then...

18 May Is Getting a Pre-Approval Worthwhile?

Posted at 15:39h in First Home Buyers, Home Owners, investment, Mortgage Broker by blogger 0 Comments

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Arguably the most important factor when it comes to buying a property for most people is their ability to get finance from a lender. For the most part, buyers should look to obtain preapproval from a lender prior to starting their search for a property. However,...

06 Dec Unlocking the equity in your home

Posted at 15:25h in Budgeting, Home Owners, investment, Mortgage Broker by blogger 0 Comments

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One of the most powerful elements of real estate is that you’re able to access the equity that has been built up over time to continue to grow your property portfolio. By using equity, you don’t have to go through the process of saving for multiple...

02 Nov How to pay off your home loan faster

Posted at 13:56h in Home Owners, Refinancing by blogger 0 Comments

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Purchasing your first home is one of the most exciting events in most people’s lives. Having your own home and not having to pay rent is incredibly satisfying and it also allows you to build wealth as the value of your property increases over time. However,...

01 Apr What to do if your fixed rate loan term is coming to an end?

Posted at 15:26h in Home Owners, investment, Mortgage Broker, Refinancing by blogger 0 Comments

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Over the last few years, many Australians have opted to take out a fixed-rate home loan to make the most of record-low interest rates. However, as the term for these loans come to an end it’s a fantastic opportunity to sit down with your mortgage broker...

11 Mar What to do When Your Mortgage Holiday Ends

Posted at 15:34h in Home Owners, Mortgage Broker by blogger 0 Comments

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Property prices across the country are in the midst of a strong growth phase and the overall economy is getting back on track. However, there are still a number of people who have been impacted by the events of the past 12 months and have needed...

05 Nov Five Questions to Ask Before Making an Offer

Posted at 15:20h in Home Owners, investment, Mortgage Broker by blogger 0 Comments

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We all want to get a great deal when we buy a home, but it’s important to understand that the vendor also wants to do well out of the transaction as well. Understanding just how much to offer for a property is an important step when...

19 Jun PROS and CONS of Cross-Collateralisation

Posted at 20:48h in investment, Home Owners, Refinancing by aspirus0 0 Comments

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Buying a home for living in yourself or as an investment property can be a stressful time. Not only there are many different hoops you need to jump through, paper work to sign and options to consider, there are also different processes and options available...

21 Sep The lending criteria used for mortgages and why a mortgage broker can help if you don’t meet them

Posted at 05:20h in Home Owners, investment by aspirus0 0 Comments

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Thinking about taking out a property loan in Australia? Then you might want to talk to a mortgage broker like ourselves before you apply for a mortgage. We can walk you through what it takes to get a loan on a property and we may...

07 Sep 5 questions you should ask your mortgage broker before buying your first home

Posted at 06:25h in First Home Buyers, Home Owners, Home ownership by aspirus0 0 Comments

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We think you ought to use a mortgage broker if you’re going to buy your first home in Australia. That’s because you get access to a full range of financial products that are designed to meet your needs effectively. At Aspirus Financial Services we have over...