14 Jun How to pay off your mortgage in under 10 years
The dream of owning your own home outright and mortgage-free might seem like a long way off for many first-home buyers, but the reality is that it might not have to be....
The dream of owning your own home outright and mortgage-free might seem like a long way off for many first-home buyers, but the reality is that it might not have to be....
Most owner-occupiers like the idea of improving their home with a renovation while also using it as an opportunity to create some equity at the same time. One of the first and most important elements of a home renovation is to examine the budget and then...
With speculation mounting that interest rates could be on the rise, it’s more important than ever for homebuyers and mortgage holders to make sure they’re getting the best deal they can on a home loan. The most important thing you should be doing is speaking with...
Many first time home buyers and even some experienced ones fall into the trap of not having their finances organised before they start the property search. If you don’t have a pre-approval in place, you could find yourself in a very unenviable situation where you either...
There have been various media reports that Australia is looking at a property bubble bursting by various newspapers as well as from experts and commentators, both overseas and in Australia. We would like to share our thoughts around the property market in Australia. The writing here...
We think you ought to use a mortgage broker if you’re going to buy your first home in Australia. That’s because you get access to a full range of financial products that are designed to meet your needs effectively. At Aspirus Financial Services we have over...
You may have recently bought an old home and thought to yourself, “I could live here for a while”, or it could be that you’ve owned your home for the last 10-15 years and it’s looking a little bit tired. Whatever the case may be, you’re...
There has been a lot of talk in the media lately about the possibility of interest rates going up, with some commentators and articles such as Broker News saying that a hike in interest rates would trigger a crash. If you’re an owner occupier or you’re...
Last week we talked about the new regulations that are coming into effect this financial year for first home buyers. Given that it’s the new financial year, we thought we’d follow up last week’s blog post with a blog about what property investors can and...
When you first decide to enlist the services of a broker, there are some things that you should look out for. Choosing a broker could potentially save you a lot of money and help you get the best possible deal for your mortgage. Most people...