With housing affordability stretched for many younger Australians, the good news is that there are still ways to get into a home of your own. One of the biggest obstacles for new buyers is more often than not, coming up with the deposit for a home....
The vast majority of property sales in Australia occur through a private treaty. What that means is that a vendor will put their property up for sale and then assess offers from buyers. If two parties can reach an agreement, a deal is struck. While we...
Over the course of their lives, most people only ever buy one or two properties. The vast majority of property buyers are owner-occupiers, who simply want a home for their family. As a result, most people never really get to fine-tune their negotiating skills when the...
When new homebuyers looking to enter the market all are faced with the question of not only where to buy but also what to buy. The main consideration is normally between a house or unit. If you’ve got a growing family then the choice might have...
It’s never easy to get onto the property ladder and that is especially true for single parents who are normally trying to balance their children and work. Fortunately, there’s a new Government program aimed at assisting single parents to buy a property, that has been announced...
The lending environment continues to be incredibly tight and despite record low interest rates, getting your home loan application approved still takes plenty of work. In recent years, lenders have started to take a very close look at an applicants credit rating, their income and type...
As the population in some of our major cities such as Melbourne, continue to grow, there is going to be more and more demand for accommodation and that likely means, people will increasingly start looking to live their entire lives in apartments. One of the most...
With interest rates sitting at the lowest level in Australian history, now might just be the best time to look at refinancing your home loan. Thanks to the emergency measures put in place by the RBA, the official cash rate has been slashed to just 0.25...
While most of the time investors focus on the interest rate they are paying on their mortgage, they can often be missing out on some huge savings just by structuring their loans a little differently. One of the main ways to do this is focusing on...
As median house prices across the East Coast of Australia have seen huge price gains over the last decade, it has become more challenging for first-home buyers to get into the market. With the high cost of living in cities like Melbourne, it is harder than...