Debt recycling is a clever way for investors to use debt while also maximising their tax benefits. At its core debt recycling involves redirecting your debt from non-tax-deductible sources, such as your mortgage, towards something that is tax-deductible such as an investment property. For property investors, this...
With housing affordability stretched for many younger Australians, the good news is that there are still ways to get into a home of your own. One of the biggest obstacles for new buyers is more often than not, coming up with the deposit for a home....
Lenders Mortgage Insurance (LMI) is an incredibly helpful tool that allows homebuyers to purchase a property when they otherwise might not be able to. LMI is a one-off insurance premium that protects the lender in the event the borrower is unable to manage their repayments. This...
In the current high-interest rate environment, where the cost of living is also continuing to rise rapidly, making sure you’re staying on top of your debts is more important than ever. One of the most effective ways to manage your debts and potentially reduce your interest...
Arguably the most important factor when it comes to buying a property for most people is their ability to get finance from a lender. For the most part, buyers should look to obtain preapproval from a lender prior to starting their search for a property. However,...
With property prices starting to recover and the RBA slowing their rate hikes, confidence is coming back into the property market and that means buyers will be getting ready to make their next purchase. The first step that all home buyers need to take before they...
Rising borrowing costs and the escalating cost of living have made it more important than ever to make sure you’re staying on top of your mortgage repayments. One of the best ways to ensure that you’re repayments remain manageable is to regularly review your home loans...
Rising interest rates and the surge in the cost of living is making it tougher to save money and qualify for a home loan. However, there are still a number of things you can do to improve your chances of purchasing your first home and it...
One of the most powerful elements of real estate is that you’re able to access the equity that has been built up over time to continue to grow your property portfolio. By using equity, you don’t have to go through the process of saving for multiple...
Purchasing your first home is one of the most exciting events in most people’s lives. Having your own home and not having to pay rent is incredibly satisfying and it also allows you to build wealth as the value of your property increases over time. However,...