06 Aug “What is the lowest interest rate you can offer?”

Posted at 02:03h in First Home Buyers, Refinancing by aspirus0 0 Comments

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One of the most common question we get asked from clients are… “What is the lowest interest rate you can offer?” At Aspirus Financial Services, we do not just look for the lowest interest rate for our clients, more importantly, we look for the most appropriate...

06 Aug What is LMI?

Posted at 02:02h in First Home Buyers by aspirus0 0 Comments

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LMI is a term commonly used in residential mortgage but do you know what does it stands for? LMI or Lender’s Mortgage Insurance is an insurance that can be summarized as “An insurance policy that protects the lender while you, the borrower pay for it”. LMI is...

06 Aug Banks tightening lending criteria

Posted at 02:01h in First Home Buyers by aspirus0 0 Comments

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A few changes in the lending had occurred lately. One of the most significant change has been the tightening of lending criteria by various banks and lenders for investment properties. For example: • ANZ has reduced the maximum Loan Valuation Ratio (LVR) for investment loan to...

26 Jul Introduction

Posted at 02:05h in Business, First Home Buyers, Home Owners, Home ownership, investment, Refinancing, Uncategorized by aspirus0 0 Comments

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We are a boutique mortgage broking company. Our goal is to aspire you towards financial freedom. Our guiding principles are: 1. We work for you! We are not employees of any banks, lenders or franchises. 2. We recommend a loan that is most appropriate for you, regardless of...

Blog

06 Aug “What is the lowest interest rate you can offer?”

06 Aug What is LMI?

06 Aug Banks tightening lending criteria

26 Jul Introduction