14 Jun How to pay off your mortgage in under 10 years
The dream of owning your own home outright and mortgage-free might seem like a long way off for many first-home buyers, but the reality is that it might not have to be....
Mortgage Broker
17 Apr Financing Your Home Renovation
Posted at 18:09h
in investment, Home Owners, Home ownership, Mortgage Broker, Refinancing
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Most owner-occupiers like the idea of improving their home with a renovation while also using it as an opportunity to create some equity at the same time. One of the first and most important elements of a home renovation is to examine the budget and then...
16 Feb Pros and cons of using a SMSF for property investing
Using a SMSF can be a great tool for property investors....
27 Oct Should you consider debt recycling?
Debt recycling is a clever way for investors to use debt while also maximising their tax benefits. At its core debt recycling involves redirecting your debt from non-tax-deductible sources, such as your mortgage, towards something that is tax-deductible such as an investment property. For property investors, this...
24 Jul How To Reduce Lenders Mortgage Insurance (LMI)
Lenders Mortgage Insurance (LMI) is an incredibly helpful tool that allows homebuyers to purchase a property when they otherwise might not be able to. LMI is a one-off insurance premium that protects the lender in the event the borrower is unable to manage their repayments. This...
18 May Is Getting a Pre-Approval Worthwhile?
Arguably the most important factor when it comes to buying a property for most people is their ability to get finance from a lender. For the most part, buyers should look to obtain preapproval from a lender prior to starting their search for a property. However,...
12 Apr Things to Avoid After Getting Pre-approved
With property prices starting to recover and the RBA slowing their rate hikes, confidence is coming back into the property market and that means buyers will be getting ready to make their next purchase. The first step that all home buyers need to take before they...
08 Mar How often should you be reviewing your home loan?
Rising borrowing costs and the escalating cost of living have made it more important than ever to make sure you’re staying on top of your mortgage repayments. One of the best ways to ensure that you’re repayments remain manageable is to regularly review your home loans...
06 Dec Unlocking the equity in your home
One of the most powerful elements of real estate is that you’re able to access the equity that has been built up over time to continue to grow your property portfolio. By using equity, you don’t have to go through the process of saving for multiple...
12 Aug How to Negotiate a Lower Interest Rate on your Mortgage
With the RBA tightening its monetary policy and raising interest rates, many borrowers are understandably thinking about their own mortgage rates and what to do about higher repayments. Understanding your repayments and how they compare is important and it’s vital that you are regularly reviewing your...