Advantages of an Offset Account Over the past decade, home loan products have continued to improve and now there are a range of features you should consider when the time comes to get a home loan. Arguably the most popular and most helpful is what is known...
With interest rates at record low levels, there have been ever-increasing levels of interest from first home buyers who are now looking at purchasing a home. For many people who are currently renting, it is now a situation where the cost of buying is very similar...
One of the most frustrating things that can happen to a home buyer is to get rejected when you apply for a loan. Not only is it likely that you’ve been looking for a home for some time, but it might even feel like you’re further...
Saving the deposit to purchase a home is never easy and it’s been made even more difficult after the strong growth in property prices that we’ve seen over the last decade. However, there is a way for borrowers to get into a home faster, without needing...
First Home Buyers in Melbourne are in an enviable position at the moment, with a number of Government incentives available to help them get into a home sooner. One of the best options for FHB’s in Melbourne is to look at utilising the First Home Loan...
Looking for a mortgage? Then please take a second to consider having a conversation with a mortgage broker before you talk to your bank about getting a loan. Why? Because there are some good reasons that a mortgage broker may get you a better deal...
We think you ought to use a mortgage broker if you’re going to buy your first home in Australia. That’s because you get access to a full range of financial products that are designed to meet your needs effectively. At Aspirus Financial Services we have over...
By now you would have seen a lot of businesses advertising EOFYS – End of financial year sales. Aside from all the discounts you can get when you’re spending money during the sales it’s a fun phrase to say and type – EOFYS, EOFYS, EOFYS. More...
When you first decide to enlist the services of a broker, there are some things that you should look out for. Choosing a broker could potentially save you a lot of money and help you get the best possible deal for your mortgage. Most people...
If you’ve been following the news lately then you would have seen some articles about banks cracking down on interest only loans. An interest only loan is a mortgage that allows a borrower to only pay the interest on their loan for a period of time before...